Greater NJ benefits offers a wide variety of Long Term Care products.
	Long-term care can be defined as therapeutic, rehabilitative, maintenance or personal care services, delivered in a setting other than a hospital. Long term-care is for persons needing assistance with the ordinary activities of daily living because of functional impairments, or for persons needing assistance or supervision due to a cognitive impairment.
	Care is provided by nurses, therapists, home health aides and other skilled and unskilled caregivers. Long-term care is not provided by doctors, surgeons, chiropractors or other medical professionals whose services are normally covered by medical expense insurance.
	Long-term care is typically provided in settings such as: A person’s own home An adult day care center An assisted living facility A nursing home